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5 Reasons Why Bitcoin is Better SavingsBitcoin and other cryptocurrency investments may be available through (k) plans and individual retirement accounts (IRAs), though access may depend on. Bitcoin-invested (k)s and portfolio rebalancing Typically, as an investor nears retirement, portfolio risk and volatility will decrease. Fidelity Investments, the largest (k) plan administrator in the U.S., first added a bitcoin fund option in the fall of to allow.